Debt and Net Worth Update January 2022
Being on a debt free journey is a looooooong one (at least for me) and some months are not going to be as strong as others BUT that’s okay! Most months we are making strong progress to paying off our…
Being on a debt free journey is a looooooong one (at least for me) and some months are not going to be as strong as others BUT that’s okay! Most months we are making strong progress to paying off our debt and building our wealth so on these months at are a bit lower it helps cushion things. I started calculating our net worth at the beginning of our journey at the beginning of 2019 so getting to see how much that has increased even with all of the hurdles really keeps me motivated to keep working towards our goals of being debt free and building wealth!
|| Time Stamps ||
0:00 – 1:47 Intro
1:48 – 5:36 Debt Update
5:37 – 11:02 Net Worth Update
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|| About the channel ||
Hi there! I’m Alicia! I’m a PhD student who is trying to get her life and finances together. I’m currently focusing on improving my financial situation by learning how to budget, getting out of debt, and starting to invest. My starting debt was $123,025.20 which included credit card debt, student loan debt, car debt, and medical debt! One of my goals for starting this channel is to reduce the stigma around talking about money! I have found with any taboo topic, if you can talk openly and freely about it, you end up learning so much more about yourself and others – so I want to try and do that with finances! Along with financial videos, I sprinkle in videos about my other interests including health, exercise, well-being and psychology videos because that is what I study and research! This channel is meant to document my journey into trying to be a real adult while passing on any tips, tricks, successes, and failures along the way!
I am not a financial advisor or a financial expert. This channel is designed to document my journey, cheer you on, help hold us BOTH accountable, and share the information I find along the way.
|| Videos Mentioned or Recommended ||
$60,000 Medical Debt Disaster: https://youtu.be/FUYAq4uiC2g
Free Digital Cash Envelope/Sinking Funds tracker: https://www.youtube.com/watch?v=yhPYZceDPmk
Credit Card Debt Confession: https://www.youtube.com/watch?v=F5wF4fluqEE
Science of sinking funds: https://www.youtube.com/watch?v=n6LIMmc8bXI
|| Products I Use or Recommend ||
** Links may be affiliate links meaning I get a small commission from your purchase with no additional cost to you! **
Fabric cash envelopes with clutch – https://amzn.to/3qJWBrx
Additional fabric cash envelopes – https://amzn.to/3qIjg7E
|| Investing Platforms ||
BlockFi (Get 10 BTC when you deposit $100) Crypto Series starting in Feb 2022!: https://blockfi.com/?ref=3f8e7576
|| Equipment I use ||
Main Camera Canon G7x Mark ii – https://amzn.to/32VUtov
Secondary Camera Logitech C922x – https://amzn.to/32CrbeR
Microphone Blue Yeti – https://amzn.to/3HC0Axj
SD Card SanDisk 256GB – https://amzn.to/32Uajji
Tripod Manfrotto Compact – https://amzn.to/3ERPaDH
Ring light kit Neewer – https://amzn.to/3pPsqjr
Softbox lights HPUSN – https://amzn.to/3zj7c0q
Financial Youtuber Networking & Support Facebook Group: www.facebook.com/groups/financialyoutubers/