How to Check Home Loan Subsidy Online l Subsidy Status l Home Loan Subsidy Status Check l PMAY, AND

How to Check Home Loan Subsidy Online l Subsidy Status l Home Loan Subsidy Status Check l PMAY l AND In this video, I will show you How to Check Home Loan Subsidy Online of various banks/ NBFC like YES…

How to Check Home Loan Subsidy Online l Subsidy Status l Home Loan Subsidy Status Check l PMAY, AND

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How to Check Home Loan Subsidy Online l Subsidy Status l Home Loan Subsidy Status Check l PMAY l AND
In this video, I will show you How to Check Home Loan Subsidy Online of various banks/ NBFC like YES Bank, SBI Home Loan, LIC Home Loan, HDFC Ltd, PNB Home Loan, IDBI Bank, Axis Bank, Bandhan Bank, Catholic Syrian Bank, DCB Bank, Dhanlaxmi Bank , Federal Bank, HDFC Bank, ICICI Bank Limited, IndusInd Bank, IDFC Bank, Jammu & Kashmir Bank Limited, Karur Vysya Bank Limited, Kotak Mahindra Bank Limited, RBL Bank Limited etc. in details Step by Step.

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Background of PMAY ( PRADHAN MANTRI AWAS YOJNA) :-

Pradhan Mantri Awas Yojana (PMAY) is an initiative by Government of India in which affordable housing will be provided to the urban poor with a target of building 20 million affordable houses by 31 March 2022 and after that it will may not continue by the Government of India.In this Schme,It has two components: Pradhan Mantri Awas Yojana (Urban) (PMAY-U) for the urban poor and Pradhan Mantri Awaas Yojana (Gramin) (PMAY-G and also PMAY-R) for the rural poor. The features of Pradhan Mantri Awas Yojana are that the government will provide an interest subsidy of 6.5% (for EWS and LIG), 4% for MIG-I and 3% for MIG-II. On housing loans availed by the beneficiaries for a period of 20 years under credit link subsidy scheme (CLSS) from the start of a loan. The houses under Pradhan Mantri Awas Yojana would be constructed through a technology that is eco-friendly, while allotting ground floors in any housing scheme under PMAY, preference will be given to differently abled and older persons.

Eligibility criteria:-

-Beneficiary max age 70 years,
– EWS (Economic Weaker Section) family income limit is Rupees 3 Lakhs per annum and for LIG (Lower Income Group) Family Income limit is Rupees 6 Lakhs per annum.and Middle Income Group -(MIG-I) income between Rupees 6 lakhs to 12 lakhs p.a, (MIG-II) income between Rupees 12 lakhs to Rupees 18 lakhs p.a.
-The beneficiary should not have an own dwelling unit on the name of any family member in any part of India.
-The houses given under this scheme will be owned by females or jointly with males.

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