This was a credit card defaulted in 2017.
Please remember these debs are sold for less than 10p out of £1.
My own experience:
– Stop making the required minimum payments;
– Set up £1 token payments instead;
– Ignore all letters and let the cards default;
– In most cases, the debt will be passed on to a third-party;
– Set up £1 token payments with the third-party agency;
– Discounted letter should eventually start to come through.
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